How Did We Get into This Financial Mess?

Professor Lawrence H. White skrev i november 2008 et Briefing Paper, "How Did We Get into This Financial Mess?", for CATO om årsagerne til finanskrisen. Konklusionen på papiret er:

"The actual causes of our financial troubles were unusual monetary policy moves and novel federal regulatory interventions. These poorly chosen policies distorted interest rates and asset prices, diverted loanable funds into the wrong investments, and twisted normally robust financial institutions into unsustainable positions".